Terms & Conditions.

kazpa is operated by Apex Capital Solutions, LLC, a Florida limited liability company, ("kazpa," "we," "us," or "our").

These Terms of Service (also referred to as "Terms" or "Terms & Conditions") govern your access to and use of the website, software, documentation, and services provided by kazpa ("we," "us," or "our"). By accessing, purchasing, licensing, or using any part of the Services, you acknowledge that you have read, understood, and agreed to be bound by these Terms. If you do not agree, you must not access or use the Services.

01Scope & acceptance

These Terms apply to all visitors, members, license holders, and users of kazpa.io, its subdomains, software systems, documentation, tools, and related products (collectively, the "Services"). By creating an account, completing a license activation form, purchasing a license, or using our software, you confirm your acceptance of these Terms. Where the Services require activation, you accept these Terms by affirmatively indicating your agreement (for example, by checking an "I agree" box that links to these Terms) at account creation or license activation, and kazpa may retain a time-stamped record of that acceptance.

02Eligibility

You must be at least 18 years of age and have the legal capacity to enter into a binding agreement. By using the Services, you represent and warrant that you meet these requirements. You must also be permitted to use the Software in your jurisdiction and not subject to any sanctions (Section 03).

03Authorized use; sanctions attestation

By accepting these Terms, you affirmatively represent and warrant at onboarding that: (a) you are legally permitted to access and use the Software in your jurisdiction; (b) you are not located in, a resident of, or accessing the Services from any jurisdiction in which the use of automated trading software, retail forex, contracts for difference (CFDs), or similar leveraged products is prohibited or restricted; and (c) you are not subject to any sanctions administered by the United States (including OFAC), the EU, the UK, or the UN, and do not appear on any applicable restricted-party list. kazpa relies on your attestation at onboarding and does not conduct background checks. kazpa may restrict or refuse access from any jurisdiction at its sole discretion and does not represent that the Software is appropriate or available for use in any particular location.

04Modifications to terms

kazpa reserves the right to modify or update these Terms at any time. Updates will be posted on this page with a revised "Last Updated" date. Continued use of the Services after any changes constitutes acceptance of the revised Terms. Where required by applicable law, kazpa will provide reasonable advance notice of material changes, and such changes will not apply retroactively to any dispute that arose before they took effect.

05Privacy & data

Your use of the Services is also governed by our Privacy Policy, which explains how we collect, store, and process personal information.

06No financial advice / No advisory relationship

kazpa provides software tools and educational materials only. We are not registered financial advisors, brokers, dealers, fiduciaries, or investment managers. Nothing within the Services constitutes financial, investment, legal, or tax advice. No advisory, managed account, or fiduciary relationship is created. The Software operates only on your own trading account, on infrastructure you select and control, and executes only when you choose to run it; you retain full control of your funds and all trading decisions. Any signals, parameters, forecasts, or automated actions are produced algorithmically, are not tailored to your individual circumstances, and do not constitute a recommendation to enter into any transaction.

07Risk disclosure

Trading forex, CFDs, commodities, indices, or cryptocurrencies involves significant risk and may not be suitable for all individuals. You may lose some or all of your capital. Past performance, backtests, examples, or testimonials are not indicative of future results. You are solely responsible for all trading decisions and outcomes. By using the Services, you affirmatively acknowledge and accept that automated and leveraged trading can result in rapid and substantial losses, that you may lose more than your initial deposit where leverage is used, and that you are financially able to bear the total loss of any capital you allocate.

08Software license grant

Upon purchase or activation, you are granted a non-exclusive, non-transferable, revocable, limited license to use kazpa software (including VistaX, VistaONE, and VistaSUITE) solely for your personal trading account. You may not resell, sublicense, distribute, share, reverse engineer, modify, or copy the software. All intellectual property rights remain the exclusive property of kazpa. Unless your order states otherwise, the license permits use on one trading account and one device or VPS instance per license, for the license or subscription term specified at purchase, and it terminates automatically on expiry or termination. The Software may be used only for your own account and not to trade for, advise, or provide signals to any third party.

09Software disclaimer & availability (AS IS)

The Services and software are provided on an "AS IS" and "AS AVAILABLE" basis. kazpa does not guarantee uninterrupted operation, error-free performance, or compatibility with all brokers, VPS providers, or platforms. We are not responsible for losses caused by software errors, platform outages, broker execution issues, VPS failures, connectivity problems, market volatility, or news events.

10Force majeure & cyber events

kazpa is not liable for any delay or failure to perform, or for any loss, arising from events beyond its reasonable control, including acts of God, market disruptions, government action, broker or exchange outages, MetaTrader or other platform changes or updates, VPS, hosting, hardware, connectivity, or power failures, data loss, or cyber-attacks.

11User responsibilities

• Use the Services only for lawful purposes
• Maintain the security of your login and license credentials
• Select and manage your own lot size, leverage, and risk
• Monitor your trading account at all times while the software is running
• Disable trading if market conditions or account circumstances change
• Comply with all laws, tax obligations, and broker and exchange rules applicable to your trading activity

12Brokers, VPS & third-party services

kazpa is not affiliated with, does not control, and does not endorse any broker, VPS provider, liquidity provider, or third-party platform. All execution, pricing, spreads, slippage, and order handling are determined by your chosen broker and infrastructure. You select, verify, and fund your own broker and VPS. Where kazpa suggests brokers or notes that certain foreign brokers offer higher leverage (for example, up to 500:1, compared with 50:1 available through many US brokers), that information is provided for convenience only; higher leverage substantially increases risk, and you are solely responsible for your choice of broker, your use of leverage, and any movement of funds to or from non-US or offshore brokers. kazpa does not control and is not responsible for any broker’s pricing, execution, solvency, or practices.

13Tax responsibility

You are solely responsible for determining, reporting, and paying all taxes arising from your trading activity. Your broker provides trade confirmations and periodic statements; kazpa does not issue tax forms and has no obligation to report, withhold, or remit any tax on your behalf.

14Payments, refunds & chargebacks

Except where a refund is required by applicable law, all fees are non-refundable once a license has been issued or activated, and you agree that the license is delivered immediately upon activation. Nothing in these Terms limits any chargeback or dispute rights you may have under applicable card-network rules or consumer-protection law. However, where you initiate a chargeback or payment dispute in breach of these Terms or in bad faith, kazpa may suspend or terminate your license and pursue any amounts owed together with reasonable costs of collection. Payment-method-specific terms are set out in the Refund & Payment Policy.

If your license is sold on a recurring or subscription basis (including annual maintenance fees), kazpa will disclose the price, billing frequency, and renewal terms before purchase, obtain your consent to recurring charges, provide advance renewal and price-change notices, and offer a simple cancellation method, consistent with applicable law (including the U.S. Restore Online Shoppers’ Confidence Act and state automatic-renewal statutes). See the Refund & Payment Policy for details.

See our full Refund & Payment Policy for complete details.

15Taxes on fees

All fees are exclusive of taxes. You are responsible for any sales, use, value-added, withholding, or similar taxes arising from your purchase, other than taxes based on kazpa’s net income.

16Termination & license enforcement

kazpa may suspend or terminate access or licenses, without refund, for violations including but not limited to chargebacks, license sharing, misuse of the software, submission of false information, or breach of these Terms. Upon termination, all rights to use the Services immediately cease. The provisions that by their nature should survive termination — including Sections 6, 7, 10, 12, 13, 18, 19, 20, and 22 — shall survive.

17Performance disclaimer

Any examples, simulations, or testimonials are provided for illustrative purposes only and do not guarantee future performance. Results vary based on account size, risk settings, broker execution, and market conditions. Testimonials reflect the individual experience of the persons giving them and are not necessarily representative of all users; they are not a guarantee that you will achieve the same or similar results. Where a person providing a testimonial received compensation or has another material connection to kazpa, that connection will be disclosed.

18Limitation of liability

To the maximum extent permitted by law, kazpa shall not be liable for any indirect, incidental, special, or consequential damages, including loss of trading capital, profits, data, or use. Our total liability shall not exceed the total amount you paid to kazpa for the license giving rise to the claim. Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law, including liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for gross negligence or willful misconduct. Because some jurisdictions do not allow the exclusion or limitation of certain damages, some of the above limitations may not apply to you.

19Indemnification

You agree to indemnify and hold harmless kazpa and its affiliates from any claims, losses, damages, or liabilities arising from your use or misuse of the Services or violation of these Terms. kazpa will provide prompt notice of any such claim and reasonable cooperation, and you will not settle any claim in a manner that imposes any obligation or admission on kazpa without its prior written consent.

20Intellectual property

All software, content, branding, logos, documentation, and proprietary materials are owned by kazpa and protected under applicable intellectual property laws. Unauthorized use is prohibited.

21Third-party links

The Services may contain links to third-party websites or platforms. kazpa is not responsible for their content, services, or practices.

22Governing law & arbitration

These Terms are governed by the laws of the State of Florida, United States. This choice of law does not deprive you of the protection of any non-waivable consumer-protection laws of your country or state of residence.

Any dispute shall be resolved exclusively through binding arbitration in Miami, Florida, under the rules of the American Arbitration Association. You waive any right to a jury trial or class action. The arbitrator, and not any court, shall have exclusive authority to resolve any dispute about the interpretation, applicability, enforceability, or formation of this arbitration agreement, except that a court may decide whether the class-action waiver is enforceable. Either party may bring an individual claim in small-claims court. You may opt out of this arbitration agreement by written notice to kazpa within 30 days of first accepting these Terms, in which case disputes will be resolved in the state or federal courts in Miami, Florida. If the class-action waiver is found unenforceable as to any claim for non-monetary or public injunctive relief, that claim shall be severed and may proceed in court while all other claims proceed in arbitration.

23General provisions

Severability: if any provision is unenforceable, the remainder remains in effect. Assignment: you may not assign these Terms without kazpa’s consent; kazpa may assign them, including in a merger or sale of assets. No waiver: a failure to enforce any right is not a waiver. Entire agreement: these Terms, with the EULA, Refund & Payment Policy, Disclosures, and Privacy Policy, are the entire agreement; if there is a conflict, the more specific document controls for its subject.

24Pricing changes

kazpa may change its fees, tiers, and pricing model from time to time. Changes apply prospectively; kazpa will provide advance notice as described in the Refund & Payment Policy and, for recurring charges, obtain any consent required by law. Continued use after a change takes effect constitutes acceptance of the updated pricing for future periods.

25License capacity, tiers & overage fees

Licenses are offered by capacity tier based on the amount of capital deployed or available for deployment through the Software. A personal license permits deployed capital up to [cap, e.g., $500,000]; where your deployed capital exceeds the applicable cap or tier, an additional usage or maintenance fee applies as set out in the then-current pricing schedule. Corporate/enterprise licenses are offered to entities on standardized terms and tiers. Fees are charged for use of the Software (a license/usage fee); kazpa does not charge performance fees, does not share in your profits, and does not manage or hold your funds.

26IP enforcement & remedies

Any attempt to copy, modify, reverse engineer, decompile, derive the source code of, or otherwise misappropriate the Software or its intellectual property is a material breach that permits kazpa to suspend or terminate your license immediately, without notice and without refund. You acknowledge that such misuse would cause kazpa irreparable harm for which monetary damages are inadequate, and that kazpa may seek injunctive relief (without the need to post bond, to the extent permitted by law) in addition to damages, including any profits attributable to the misuse, together with its costs and reasonable attorneys’ fees.

27Severability

If any provision of these Terms is found unenforceable, the remaining provisions shall remain in full force and effect.

28Entire agreement

These Terms, together with the Privacy Policy, License Activation Form, and related disclosures, constitute the entire agreement between you and kazpa.

29Contact

For questions regarding these Terms and Conditions, please contact:

• Email: support@kazpa.io
• Business: kazpa (Apex Capital Solutions LLC) — Miami, Florida, USA